Important Disclaimers

Past performance does not guarantee future results.

Financial planning involves risk. Individual circumstances vary and results may differ.

General Information Only

The information provided on this website is for general informational purposes only and should not be considered as personalised financial advice. We provide consultations and analytical reviews but do not guarantee specific outcomes. All financial decisions should be made based on your individual circumstances and risk tolerance.

This disclaimer applies to all content, services, and consultations provided through our platform. By using our services, you acknowledge that you have read and understood these limitations.

Information Accuracy

While we strive to provide accurate and up-to-date information during our consultations, we cannot guarantee complete accuracy or relevance to your specific situation.

  • • Market conditions change rapidly and historical data may not reflect current circumstances
  • • Individual financial situations require personalised analysis beyond general consultations
  • • External factors beyond our control may affect financial outcomes
  • • All information should be verified independently before making financial decisions

Limitation of Liability

To the maximum extent permitted by Australian law, we exclude all liability for damages arising from the use of our consultation services.

We Are Not Liable For

  • • Direct or indirect financial losses resulting from our consultations
  • • Missed opportunities or market timing decisions
  • • Third-party advice or actions taken based on our discussions
  • • Technical issues or interruptions to our services
  • • Changes in legislation or market conditions affecting your financial position

Professional Financial Advice

Our consultation services provide general guidance and analytical reviews only. We do not provide licensed financial product advice or recommendations for specific financial products.

Always consult with a licensed financial advisor before making significant financial decisions. Our consultations complement but do not replace professional financial advice.

External Links and Third Parties

Our website may contain links to third-party resources for your convenience. We do not endorse or take responsibility for the content, accuracy, or services provided by these external sources.

You access third-party websites at your own risk and subject to their terms and conditions.

Intellectual Property Rights

All content, materials, and resources provided during consultations remain our intellectual property. You may not reproduce, distribute, or commercialise any consultation materials without written permission.

All consultation frameworks, analytical tools, and proprietary methodologies are protected by copyright and remain the exclusive property of Zenarilophexa.

Indemnification

By using our services, you agree to indemnify and hold harmless Zenarilophexa and its representatives from any claims, damages, or expenses arising from your use of our consultation services or any actions taken based on our discussions.

Governing Law and Jurisdiction

These disclaimers and your use of our services are governed by Australian law and regulations.

Governing Law: All matters relating to our consultation services are governed by the laws of Australia, including consumer protection legislation and financial services regulations.

Jurisdiction: Any disputes arising from our services fall under the jurisdiction of Australian courts. Alternative dispute resolution may be available through relevant industry bodies.

Some terms may be subject to specific state or territory legislation within Australia.

Severability

If any part of this disclaimer is found to be unenforceable under Australian law, the remaining provisions continue to apply in full force and effect.

Changes to This Disclaimer

We may update this disclaimer periodically to reflect changes in our services or legal requirements. Material changes will be communicated through our website or direct notification to active clients.

Please review this disclaimer regularly to stay informed of any updates that may affect your use of our consultation services.

Contact Information

If you have questions about this disclaimer or need clarification on any terms, please contact us using the details below.

Email: contact@zenarilophexa.com

Phone: +61 7 5474 1360

Address: 360 Elizabeth Street, Melbourne VIC 3000, Australia

Last Updated: August 24, 2025

Effective Date: August 24, 2025